Front Matter

Copyright

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No part of this publication may be reproduced, distributed, or transmitted in any form or by any means, including photocopying, recording, or other electronic or mechanical methods, without the prior written permission of the author, except in the case of brief quotations embodied in critical reviews and certain other noncommercial uses permitted by copyright law. For permission requests, contact the publisher at the address below.

This book is intended for general educational and informational purposes only. It does not constitute, and should not be relied upon as, personalized investment, financial, legal, tax, or accounting advice. The author is not a licensed investment adviser, broker-dealer, attorney, or tax professional, and nothing in this book creates an adviser-client or fiduciary relationship of any kind. All investing involves risk, including the possible loss of principal. Past performance is not a guarantee of, and is not necessarily indicative of, future results. Any charts, figures, and historical examples herein are illustrative and conceptual, may be simplified or approximate, and should not be interpreted as precise data or as a recommendation to buy or sell any security or to adopt any investment strategy. Markets, laws, tax rules, and the availability of investment products vary by jurisdiction and change over time. Readers should conduct their own research and consult a qualified professional regarding their specific circumstances—particularly concerning taxes, estate planning, and cross-border investing—before making any financial decision. The author and publisher disclaim any liability, loss, or risk incurred, directly or indirectly, as a consequence of the use or application of any of the contents of this book.

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